You may be thinking, how do these services make money if you’re not paying fees or interest? (Fair question.)

Primarily, solutions such as for instance Affirm, Afterpay, and Klarna earn money from the web stores you’re shopping from. They charge retail partners a cost, as well as in return, those stores have a tendency to see higher product sales and bigger acquisitions from individuals with the solutions which will make their online splurges more affordable. Continue reading →